The Assam state government has introduced the Apun Bahan Scheme Assam 2025 to support government employees in purchasing their own motor vehicles with affordable loan facilities. Under this scheme, employees can avail loans with subsidized interest rates where male employees will be charged only 2% interest on petrol or diesel vehicles and 3% on electric vehicles, while female employees will have to pay just 3% interest for any type of vehicle.
With the launch of the Apun Bahan Scheme, the government aims to make vehicle ownership easier and more accessible for its employees, empowering them to fulfill their dream of buying a personal vehicle. If you are a government employee in Assam, don’t miss the opportunity to apply for the Apun Bahan Scheme Assam 2025 and take advantage of this low-interest loan facility today.
Apun Bahan Scheme Assam
The objective of Apun Bahan Scheme Assam
The main objective of the Apun Bahan Scheme Assam 2025 is to support government employees in purchasing their own vehicle by offering easy loans at very low interest rates. With this scheme, applicants can buy a vehicle without facing financial difficulties as the government will provide subsidies that will be directly transferred to the employee’s salary account. The loan amount available under the scheme will be up to 48 times the net monthly income or ₹15 lakh, whichever is lower, making it highly beneficial for all eligible applicants.
Government officials who meet the eligibility criteria are encouraged to visit the official portal and complete the Apun Bahan Scheme Assam 2025 online application form to secure their subsidized vehicle loan and take advantage of this opportunity today.
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Key Highlights of Apun Bahan Scheme Assam
| Name of the scheme | Apun Bahan Scheme Assam |
| Launched by | Government of Assam |
| Objective | Provide various benefits |
| Beneficiaries | Citizens of Assam |
| Official website |
Eligibility Criteria
- The applicant must be a permanent government employee of Assam state.
- The applicant’s age should be between 21 to 53 years.
- The applicant must have a minimum of 7 years of continuous service under the Assam state government.
- The annual family income of the applicant should not exceed ₹3 lakh.
Benefits under Apun Bahan Scheme Assam 2025
- With the help of this scheme, government employees can fulfill their dream of purchasing a personal vehicle.
- The Assam government will provide vehicle loans to government officials at very low interest rates.
- The subsidy amount sanctioned under the scheme will be directly credited to the applicant’s salary account.
- Applicants can repay the loan amount within a flexible tenure ranging from a minimum of 3 years to a maximum of 7 years.
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Required Documents
- Aadhar Card
- Email ID
- Mobile Number
- Electricity bill
- Address Proof
- PAN Card
- Passport Size Photo
Loan Amount and Process
- The maximum loan amount under the Apun Bahan Scheme Assam 2025 will be either 48 times the applicant’s net monthly income or ₹15 lakh, whichever is lower.
- The sanctioned loan amount will be directly credited to the applicant’s salary account for vehicle purchase.
- Applicants must complete the Apun Bahan Scheme Assam 2025 online application process through the official portal.
- Once the application is verified, the loan and subsidy benefits will be disbursed as per government guidelines.
Repayment Period of Apun Bahan Scheme Assam 2025
- The repayment period of the loan under the Apun Bahan Scheme Assam 2025 will range from a minimum of 3 years to a maximum of 7 years.
- Applicants can choose a flexible repayment schedule based on their financial capacity.
- The loan EMIs will be deducted directly from the applicant’s salary account for hassle-free repayment.
- Early repayment options may also be available as per government guidelines.
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Apun Bahan Scheme Assam Application Process
- STEP 1: To apply for the Apun Bahan Scheme Assam Government employees can submit their application through their DDOs.
- STEP 2: The applicant first collects all the required documents and application forms from the concerned Bank and submits all this to the DDOs.
- STEP 3: The collection of documents must contain a due and drawal statement of salary of the Government employee (applicant) which will be duly labeled and cered in the form itself by the DDO concerned.
- STEP 4: After checking and observing the application form the bank authorities will decide whether the applicant is eligible or not.
- STEP 5: If the bank authority is considered that the applicant is eligible than he will receive the financial assistance transfer directly in his salary account.
Contact Details
- Helpline Number:- 781006
FAQs on Apun Bahan Scheme Assam 2025
Which state launched the Apun Bahan Scheme 2025?
The Government of Assam has officially launched the Apun Bahan Scheme Assam 2025 to provide affordable vehicle loans for state employees.
What is the maximum loan amount under the Apun Bahan Scheme Assam 2025?
Eligible applicants can receive a maximum loan amount of up to ₹15 lakh or 48 times their net monthly income, whichever is lower, under the scheme.
Who is eligible for the Apun Bahan Scheme Assam 2025?
All permanent Assam government employees who have completed at least 7 years of continuous service are eligible to apply for the benefits of the scheme.