Karnataka Gruha Lakshmi Scheme To uplift women and improve their standard of living, the Karnataka government has introduced the Gruha Lakshmi Scheme Karnataka 2025. Under this visionary initiative, financial support will be provided to housewives, landless women, and agricultural laborers, empowering them towards a life of dignity and independence. The scheme ensures that the benefits reach directly to the beneficiaries through the Direct Benefit Transfer (DBT) system, bringing complete transparency. Eligible women will receive ₹2,000 every month, directly credited to their bank accounts — offering a steady source of financial strength.
Through this remarkable effort, the government aims to touch the lives of nearly 1.28 crore women across the state each month. The Gruha Lakshmi Scheme is more than just financial aid; it’s a step towards building a brighter, self-reliant future for women in Karnataka. ✨ A small step by the government, a giant leap towards fulfilling the dreams of millions of women. Stay tuned to this article to discover everything you need to know about the application process, eligibility criteria, and benefits.

What is Karnataka Gruha Lakshmi Scheme?
The Karnataka government, with the active support of Rahul Gandhi, has launched the transformative Gruha Lakshmi Scheme to empower women across the state. Recognizing that women are the pillars of families and, ultimately, the driving force behind a nation’s development, this initiative aims to provide them with much-needed financial independence. Since the launch of the scheme, over 1.09 crore women have successfully registered, and a direct benefit of ₹2,000 has been credited to their bank accounts. This financial aid is helping women meet their household expenses and fulfill their basic needs, strengthening their role within their families and communities.
The Gruha Lakshmi Scheme stands as a beacon of hope, inspiring women to dream bigger and lead more dignified lives. Under this scheme, only women who have ration cards issued in their names are eligible to receive the benefits. By providing direct support, the program is not only enhancing the financial stability of women but also contributing significantly to the overall progress of Karnataka.
Key Highlights of Karnataka Gruha Lakshmi Scheme
Scheme name | Gruha Lakshmi Scheme Karnataka |
Launched by | State government of Karnataka |
Objective | Financially assisting women |
Beneficiaries | Women of Karnataka |
Application mode | online |
Official website | sevasindhugs Karnataka Portal |
Objective of Karnataka Gruha Lakshmi Scheme
The primary objective of the Gruha Lakshmi Scheme Karnataka is to promote the empowerment of women and elevate their standard of living. Through this thoughtful initiative, the Karnataka State Government offers direct financial support to women, particularly those belonging to economically weaker families. Under the Gruha Lakshmi Scheme, the woman designated as the head of the household is entitled to receive ₹2,000 per month, directly credited to her bank account. This monthly assistance acts as a financial cushion, helping women not only manage household expenses but also contribute to the well-being and development of their families.
Since its implementation, the Gruha Lakshmi Yojana has brought immense satisfaction across the state. The Karnataka government ensures that a majority of the eligible women receive timely payments each month, reinforcing a sense of security and dignity among beneficiaries. Empowered by this steady financial support, countless women are now living with greater peace of mind, actively supporting their families, and embracing a brighter future.
Karnataka Gruha Lakshmi Scheme Eligibility Criteria
To qualify for the Karnataka Gruha Lakshmi Scheme, women must belong to families holding BPL (Below Poverty Line), APL (Above Poverty Line), or Antyodaya ration cards. Importantly, the woman must be listed as the head of the family on the official government-issued ration card to be eligible for the benefits.
Women who wish to apply but are not currently designated as the head of their household can update their ration cards accordingly to meet the eligibility criteria.
Karnataka Gruha Lakshmi Scheme Key Eligibility Points:
- Only one woman per household can receive the benefits under the scheme.
- Female government employees are not eligible for the Gruha Lakshmi benefits.
- Women who are registered taxpayers are also excluded from receiving assistance.
- If a woman’s husband is filing GST returns or paying income tax, she will not be eligible for the scheme’s benefits.
This carefully structured eligibility framework ensures that the financial aid reaches the truly deserving women who need it most, strengthening their financial independence and securing a better future for their families. Gruha Lakshmi Scheme: Empowering Karnataka’s Women with Dignity and Financial Security.
Benefits of Karnataka Gruha Lakshmi Scheme
The Karnataka government introduced the Karnataka GruhaLakshmi Scheme to empower women and raise their level of living.
- By giving them financial support, it seeks to empower housewives, homeless women, and agricultural laborers.
- After August 16, 2023, the sum of Rs. 2,000 would be instantly deposited into the beneficiaries’ bank accounts and given by Chief Minister Siddaramaiah.
- The Gruha Lakshmi Scheme Karnataka will assist 1.28 crore women in the state each month.
Karnataka Gruha Lakshmi Scheme Required Documents
- Aadhaar card
- Ration card
- The Aadhaar card of the husband
- Mobile number
- Bank account details
Karnataka Gruha Lakshmi Scheme Selection Process
- The scheme’s benefits will be given to the state women only who are eligible for the scheme
- They should get through all the criteria such as income etc. Only after that, they will be provided with the benefits of the scheme
Kalaignar Magalir Urimai Scheme
Karnataka Gruha Lakshmi Scheme Application Process
Women who meet the eligibility criteria can easily register for the Gruha Lakshmi Scheme by following these simple steps:
Step 1: Visit the Seva Sindhu Guarantee Portal – This is where you will be redirected to the official Gruha Lakshmi Scheme dashboard.

Step 2: Once on the main dashboard, locate and select the “Gruha Lakshmi Yojana” option. This will take you to the application page.
Step 3: A pop-up window will appear. Click on the “Apply Online” link to proceed with the application.
Step 4: Fill in all the required details in the application form. Upload the necessary documents and ensure that you complete all the relevant fields with accurate information.
Step 5: After filling out the form, click “Submit”. Make sure to note down the application form number for future reference.
Rajiv Gandhi Civils Abhayahastam
FAQs about the Karnataka Gruha Lakshmi Scheme
What is the Gruha Lakshmi Scheme?
The Gruha Lakshmi Scheme is a remarkable initiative launched by the Karnataka State Government on August 30, 2023, aimed at empowering women financially. This program focuses on providing financial support to eligible women across Karnataka, helping them lead a better and more secure life. The scheme is designed to ensure that women can access direct financial assistance to meet their basic needs and contribute to their family’s welfare.
How much financial assistance will be provided under this scheme?
Under the Gruha Lakshmi Scheme, each eligible woman will receive a direct financial aid of ₹2000 per month. This amount is transferred seamlessly to the beneficiaries’ bank accounts through the Direct Benefit Transfer (DBT) system. Since its launch, over 1.1 crore women have benefited from this scheme, marking a significant milestone in empowering women in the state of Karnataka.