The Ladli Beti Scheme JK 2025 is a welfare initiative launched for girl children in Jammu and Kashmir to provide long-term financial security and support. Under this scheme, families with an annual income of less than ₹75,000 can apply if their girl child was born on or after 1st March 2015. Once the child reaches the age of 21 years, she will receive the accumulated maturity amount, ensuring financial help for higher education or marriage expenses.
The scheme’s main objective is to empower daughters, reduce the financial burden on parents, and secure a brighter future for girl children in J&K. Parents and guardians can apply online for Ladli Beti Scheme JK 2025, check eligibility, and submit the required documents easily on the official portal. If you want to give your daughter the gift of financial security and independence, don’t wait—apply online today and secure her future under the Ladli Beti Scheme.
Ladli Beti Scheme JK
About Ladli Beti Scheme JK
The Ladli Beti Scheme JK 2025 is a special initiative launched by the Jammu and Kashmir Government to provide long-term financial security to girl children from economically weaker families. This scheme acts as an investment plan for girls, offering financial assistance to families with an annual income of less than ₹75,000. The scheme is divided into two phases—during the first phase, the government contributes ₹1,000 every month directly to the beneficiary’s account, which continues until the child completes 14 years of age. After this, the scheme moves to the second phase, where the invested amount continues to grow until maturity, providing substantial financial support when the girl turns 21.
The main aim of the scheme is to ensure a safe and secure future for girl children, covering essential needs like higher education and marriage expenses. Eligible families in Jammu and Kashmir can apply online for Ladli Beti Scheme 2025, check their eligibility, and submit the required documents to avail this benefit. If you want to give your daughter the gift of financial independence and a brighter tomorrow, don’t wait—register today under the Ladli Beti Scheme JK 2025 and secure her future.
Also Read: BMTC Bus Pass
Helpful Summary of Ladli Beti Scheme JK
| Name | Ladli Beti Scheme JK 2025 |
| Launched by | Jammu and Kashmir Government |
| Beneficiaries | Girl Child |
| Objective | Providing financial independence to girl child |
| Official Website | Jansugam jk Portal |
Eligibility Criteria for the Scheme
- Only for Girl Child – The applicant must be a girl to avail the benefits of this scheme.
- Date of Birth Condition – The girl child must be born on or after 01 April 2015.
- Application Requirement – The application should be complete in all respects and must be accompanied by a sanction letter from the Child Development Project Officer (CDPO) of the selected domiciliary districts – Srinagar, Anantnag, Budgam, Jammu, Kathua, Pulwama, Samba, Kishtwar.
- Income Criteria – The annual family income of the applicant from all sources should be less than ₹75,000.
Phase Wise Contribution and Tenure – Ladli Beti Scheme JK 2025
The Ladli Beti Scheme is structured into two phases and works as a hybrid deposit plan to ensure long-term financial security for girl children in Jammu & Kashmir.
Phase 1 – Recurring Deposit (RD)
- Duration: 14 years.
- The deposit completes one month after the last installment is credited into the account.
- The Jammu & Kashmir Government contributes ₹1000 per month during this phase.
- This ensures regular savings for the beneficiary girl child.
Phase 2 – Cumulative Term Deposit (CTD)
- Duration: 7 years.
- The accumulated amount from Phase 1 is transferred into this deposit.
- It grows further with interest accumulation till maturity.
- Provides a lump sum maturity benefit once the girl child turns 21.
With this phase-wise contribution plan, the Ladli Beti Scheme acts as a secure savings and investment option for the future of girl children in Jammu and Kashmir.
Required Documents
- Address Proof
- Identity Proof of father/mother/guardian(as the case may be)
- Birth Certificate of Girl Child
- First Page of Bank Passbook
- Domicile of father/mother/guardian (as the case may be)
- Aadhaar Card of Girl Child
- Aadhaar Card of Father/Mother/Guardian(as the case may be)
- Income Certificate (<Rs.75000/- per annum)
Maturity Period of Ladli Beti Scheme JK 2025
- Phase I Maturity: The maturity period of the first phase (Recurring Deposit Account) is 14 years.
- Account Transition: After the completion of Phase I, the account will automatically graduate into Phase II (Cumulative Term Deposit Account).
- Maturity Benefits: The maturity benefits under the scheme will be credited when the girl child completes 21 years of age, or 21 years after the first installment, or 85 months after the last installment – whichever is later.
- Payment Mode: The maturity amount will be directly credited into the savings bank account of the girl child, ensuring financial security and transparency.
Also Read: Middle Class Housing Scheme
Ladli Beti Scheme JK Apply Online 2025
- Step 1: To apply for the Ladli Beti scheme, beneficiaries must first visit the official Service Plus portal by clicking on the link given here.
Services Plus Portal
- Step 2: On the homepage, click on the LOGIN option present on the menu bar and a new page will open on the screen.
- Step 3: For people who already have registered on the portal, they must log in using their credentials but if you have not registered then you must click on New User. Sign up for MeriPehchaan
Registration Form
- Step 4: Register yourself by entering basic information such as your mobile number, and email address, and creating a password.
- Step 5: After making your account successfully, click on Skip to Dashboard.
- Step 6: Now, click on “Apply for Services” appearing on the left side of the screen and search for ‘Application for obtaining financial assistance under Ladli Beti Scheme’.
- Step 7: Upload all of the documents. Make sure to upload the original copies of the documents.
- Step 8: Now you can click on the “Submit” button.
- Step 9: Download the ACKNOWLEDGEMENT for record and reference to track the status of the application at various levels.
- Step 10: People can also provide her/his feedback through a Rapid Assessment System (RAS).
Contact Details
- Division: Panchayat Informatics Division
- Organization: National Informatics Centre (NIC)
- Ministry: Ministry of Electronics & Information Technology, Government of India
- Address: A Block, CGO Complex, Lodhi Road, New Delhi – 110003
- Email: serviceplus[at]googlegroups[dot]com
FAQs on Ladli Beti Scheme JK 2025
Q1. What is the maturity date for the Ladli Beti Scheme JK 2025?
The maturity period for the Ladli Beti Scheme JK 2025 is 21 years from the date of the first installment. The scheme is structured in two phases, and each phase will mature separately before the final payout.
Q2. How can I apply for the Ladli Beti Scheme JK 2025?
Eligible beneficiaries can apply for the Ladli Beti Scheme JK 2025 by visiting the official Service Plus portal. After completing the registration process, they need to submit the application form online with the required documents.
Q3. Are there any application fees for the Ladli Beti Scheme JK 2025?
No, there are no application fees to apply for the Ladli Beti Scheme JK 2025. This government-supported investment scheme is fully funded by the Jammu and Kashmir Government during the first 14 years.
Q4. What is the eligibility criteria for the Ladli Beti Scheme JK 2025?
The Ladli Beti Scheme JK 2025 is available only for girl children born on or after 1st April 2015. The applicant’s family must have an annual income of less than ₹75,000 and must be a permanent resident of Jammu & Kashmir.