The Punjab Government has launched the Mukhyamantri Sehat Bima Yojana 2025, a groundbreaking health insurance scheme aimed at providing cashless treatment up to ₹10 lakh to over 65 lakh families across Punjab. Announced by Chief Minister Bhagwant Mann on July 8 in the presence of Arvind Kejriwal, the scheme offers free medical care in both private and government hospitals without the need for an Ayushman or ration card. Beneficiaries only need an Aadhaar Card or Voter ID to enroll. Starting from October 2, health cards will be issued to eligible citizens.
Additionally, government employees, ASHA and Anganwadi workers are also included in this initiative. This scheme is a major step toward universal health coverage and financial protection for all. Apply now for your Sehat Bima Card and secure your family’s health future.
About Mukhyamantri Sehat Bima Yojana 2025
The Punjab Government has launched the Mukhyamantri Sehat Bima Yojana 2025, a game-changing health insurance scheme aimed at offering free cashless treatment up to ₹10 lakh per family. Announced by Chief Minister Bhagwant Mann on July 8 in the presence of Arvind Kejriwal, this initiative will benefit over 65 lakh families across Punjab. Unlike other schemes, there’s no need for an Ayushman card or ration card—only a valid Aadhaar card or Voter ID is required to enroll. The health card registration process will begin from October 2, allowing beneficiaries to avail free treatment at both government and private hospitals. Additionally, government employees, ASHA workers, and Anganwadi staff are also covered under this scheme.
This initiative is a major step toward universal healthcare in Punjab and offers significant financial relief to families during medical emergencies. 👉 Apply now for your Sehat Bima Card and protect your family’s health with ₹10 lakh free insurance coverage under this visionary government program.
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Objective of Mukhyamantri Sehat Bima Yojana 2025
The Mukhyamantri Sehat Bima Yojana 2025 was launched by the Punjab Government with the objective of ensuring universal access to free and cashless healthcare for all residents. The scheme is specially designed to support families who cannot afford expensive medical treatments. By providing up to ₹10 lakh in free health insurance coverage, the program allows beneficiaries to receive quality care in both government and private hospitals without worrying about hospital bills.
To make the process simple, no Ayushman or ration card is required—only an Aadhaar Card or Voter ID is enough to register and get the health card. This initiative is a significant step toward achieving health equity, timely treatment, and improved well-being for all, especially low-income and vulnerable families in Punjab.
Key Highlights of Mukhyamantri Sehat Bima Yojana
| Name of the Yojana | Mukhyamantri Sehat Bima Yojana |
| Launched by | CM Bhagwant Mann |
| Launch Date | 8th July 2025 |
| Objective | To give free treatment to people |
| Benefit Amount | Up to Rs. 10 lakh |
| Who Can Apply | All families in Punjab |
| Needed Documents | Aadhaar or Voter ID only |
| Card Start Date | From 2nd October 2025 |
| Hospital Type | Private and Government both |
| Income Limit | No income limit is kept |
| Ration Card Needed | Not needed at all |
| Mode of Application | Online |
| Official Website | PMJAY Website |
Eligibility Criteria Mukhyamantri Sehat Bima Yojana
- Health cards will be made for all families who are living in Punjab.
- The person should be a citizen of Punjab, otherwise the benefits of the scheme might not be given.
- A voter ID card of Punjab or Aadhaar card must be shown, and with that only the health card will be made.
- No special terms or hard conditions are being kept in this scheme, so that more people can be helped easily.
Also Read: Delhi Saheli Smart Card Scheme
Benefits of Mukhyamantri Sehat Bima Yojana
- Free treatment of up to Rs. 10 lakh is being given to all people in Punjab, and it can be taken in private hospitals or government ones without paying any money.
- The scheme has been made for all families, rich or poor, and no one is being left out because everyone is being treated equally in this.
- The health card will be made using just Aadhaar or voter ID of Punjab, and no income proof or ration card is being asked from anyone.
- People who are sick will be helped on time, and they don’t need to take stress about hospital bills because full help is being given.
Required Documents Mukhyamantri Sehat Bima Yojana
- Aadhaar Card
- Voter ID Card
- Punjab Residence Proof
- Passport Size Photo
Salient Features Mukhyamantri Sehat Bima Yojana
- The scheme was started by CM Bhagwant Mann on 8th July and it was told in a big program where Arvind Kejriwal was also there, and many people had come to listen.
- Around 65 lakh families living in Punjab are being added in this scheme, and card making for it will be started from October 2 in the whole state.
- Even government workers like Anganwadi and Asha were included, so that they can also get free treatment like other people.
- The scheme is being made very simple, and no big rules or hard steps are being put in place so that even normal people can understand it easily.
Also Read: Haripur Housing Scheme
Application Process
To apply for the Mukhyamantri Sehat Bima Yojana, please follow these below mentioned steps:
Step 1: All the citizens of the Punjab State who wanted to apply for the scheme, are requested to visit the PMJAY Website to proceed with the application process.
Step 2: On the homepage of the website, click on “Am I Eligible” option to open the Beneficiary NHA Portal and you will be redirected to the new page
Step 3: After you reach the NHA Portal you should enter the Captcha code and your mobile number for verification, then click on “VERIFY” button to receive the OTP.
Step 4: Once you have received the OTP, then enter it into the desired space and click on “LOGIN” button to proceed further.
Step 5: You will be taken to another page here you have to click on “Click here for Enrollment” option to start the application process.
Step 6: Now enter your Aadhaar Number / Family ID, and Captcha Code, then you have to click on “Search” button to find your name in the system.
Step 7: You will now be directed to the page where you have to do e-KYC, select any one option for e-KYC to further proceed.
Step 8: If you have selected Aadhaar OTP, then you have to enter Aadhaar Number and click on “Verify” button so you can go ahead for approval procedure.
Step 9: Read the consent letter properly, and then scroll down, after that tick the consent box and click on “ALLOW” button so that the permission is given.
Step 10: You will get the two OTPs, so enter the Aadhaar OTP and also type the mobile OTP in the correct places carefully and double-check it.
Step 11: Now you have to select the declaration option which applies to you and then click on “Proceed” button so the KYC gets completed and you will reach for next step.
Step 12: You have to capture your photo now and fill all the additional information, and then enter captcha, mobile number to do authentication for safety.
Step 13: Again one OTP will receive, type the OTP and then select category, enter pin code, and choose State, District, Rural or Urban, select City or Town and Ward also to give full info.
Step 14: If you have other family members to add, then click on “Add Family Member Details” to add their details, otherwise select “I do not have any other family member” option and go ahead.
Step 15: Accept the certification box and click on “Submit” button to download the Health Card.
Contact Details
- Toll-Free Call Center No: 14555
- Email ID: webmaster-pmjay[at]nha[dot]gov[dot]in
FAQs – Mukhyamantri Sehat Bima Yojana 2025
What is the Mukhyamantri Sehat Bima Yojana?
The Mukhyamantri Sehat Bima Yojana is a flagship health insurance scheme launched by Punjab CM Bhagwant Mann to provide cashless treatment up to ₹10 lakh per family. It covers both government and private hospitals and aims to offer universal health coverage for all residents of Punjab.
Who is eligible to apply for this scheme?
Every resident of Punjab is eligible to apply, regardless of income status. Even government employees, including Anganwadi and ASHA workers, are eligible for full benefits under this scheme.
When will the health card registration begin?
The Sehat Bima card registration will start from October 2, 2025. Eligible citizens can apply online, complete e-KYC, and download their digital health card from the official portal.
Is there any income limit to apply for the scheme?
No, the scheme is open to all families—rich or poor. There is no income limit or income certificate required to apply for the Punjab Free Health Insurance Scheme.
Are government employees also covered?
Yes, government staff such as teachers, ASHA workers, and Anganwadi workers are also included. They are entitled to the same cashless treatment benefits as other citizens.